1st Trust Mortgage Services, Inc.
phone. 910.256.9005
toll free. 888.305.9062

1st Trust is locally owned and staffed by caring professionals who have over 40 years combined mortgage experience. 1st Trust offers many programs to provide a loan program specifically tailored to one's individual needs and goals. Whether in the market as a first time home buyer, looking for a second home, investment property, or refinancing, 1st Trust will guide you through the mortgage process every step of the way to ensure you are getting the home of your dreams. No matter what your credit history, 1st Trust can work with you so call today for a free mortgage pre-qualification to get started.

Mortgage Programs

• We offer Conventional, Jumbo, and VA, and Adjustable Rate Mortgages..

• Stated Income, Limited/Reduced Documentation, and NO Documentation loans on the above referenced loans except VA (rates are very comparable to full Doc loans with good credit).

• Free Mortgage Consultation.

• Second Home/Investment Property.

• Same Day Pre-Qualification.

• Always 'zero (0) discount points' for the rate, also have a 'zero/zero-0/0' program.

• Interest Only Programs.

• Reduced origination fees for larger loan amounts on a graduated scale depending on loan amount.

• Strive to provide the Lowest mortgage rates in Wilmington, NC.